Commercial Mortgages
Our effective approach to mortgages
If you already own, or are looking for a property from which to trade your business, then a Commercial Mortgage will be required to enable this to happen.
- Loan term is typically 15-20 years, but can be longer or shorter if required
- Normal loan to value is circa 70% to 75%
- Up to 100% funding can be required if additional security on property is available
- Interest Only & Repayment options available
- Fixed & Variable Rates available
- Loans available with no early redemption penalties
- Holding Company structures accepted
- Multi unit on one title
- All industry sectors can be funded including Pub Mortgages, Hotel Mortgages, Guest House Mortgages etc
We can help you with:
- Initial research into the market place and the options available to you
- Building a proposition to take to one or more lenders, including supporting documents such as business plans and the financial forecasts etc
- Driving through the application and credit approval stages to get as many forms of funding and as many offers as possible for you to consider
- Managing the process from enquiry stage right through to the final draw down of funds
- Ongoing reporting requirements such as providing management information or monitoring covenant levels, as well as monitoring the markets to monitor spot re-brokering opportunities
