Commercial Mortgages

Our effective approach to mortgages

If you already own, or are looking for a property from which to trade your business, then a Commercial Mortgage will be required to enable this to happen.

  • Loan term is typically 15-20 years, but can be longer or shorter if required

  • Normal loan to value is circa 70% to 75%

  • Up to 100% funding can be required if additional security on property is available

  • Interest Only & Repayment options available

  • Fixed & Variable Rates available

  • Loans available with no early redemption penalties

  • Holding Company/OPCO PROPCO structures accepted

  • Multi unit on one title

  • All industry sectors can be funded including Retail, Leisure & Hospitality, Care Sector, Holiday Parks and Manufacturing/Wholesale.

Call us to discuss the Commercial Mortgage options available to you.

Call us on 01752 227966 today to find out more

Commercial Mortgages

We can help you with:

  • Initial research into the market place and the options available to you

  • Building a proposition to take to one or more lenders, including supporting documents such as business plans and the financial forecasts etc

  • Driving through the application and credit approval stages to get as many forms of funding and as many offers as possible for you to consider

  • Managing the process from enquiry stage right through to the final draw down of funds

  • Ongoing reporting requirements such as providing management information or monitoring covenant levels, as well as monitoring the markets to monitor spot re-brokering opportunities

Our Most Recent Commercial Deals

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£425,000

Commercial Mortgage
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£150,000

Commercial Mortgage
Shop or store icon in orange and blue

£250,000

Commercial Mortgage

How much do you need?

Our property finance services

Services we offer

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Bridging / Refurbishment  Loans

Bridging loans are a quick & easy way of securing short term finance (usually up to 12 months) on either residential Investment or commercial property for a variety of needs

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Buy-to-Let & Property Loans

Buy-to-Let mortgages / residential investment loans are designed to help both first time & existing property landlords, purchase or refinance property.

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Property Development Loans

Over the past few years, the world of property development has changed, with more people than ever becoming interested, either as a part time or full time job.

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Commercial Mortgages

If you already own, or are looking for a property from which to trade your business, then a commercial mortgage will be required to enable this to happen.

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Developer Exit Loan

Over the past few years, property developers have been busy converting & producing properties throughout the UK, to meet with the increasing demand for housing.

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Second Charge Loans

Second charge loan facilities can be sourced to allow you to raise funds for business purposes, with the security for the facility being provided by a property that has equity, but already has a 1st charge mortgage secured on it.

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About Us

As commercial finance brokers, Balance for Business Limited is a member of the National Association of Commercial Finance Brokers who are authorised & regulated by the Financial Conduct Authority.

Whilst we are not a principal lender, we source funds for our clients from an extensive panel of banks and other financial institutions to ensure you get the most appropriate deal.