Our effective approach to mortgages

If you already own, or are looking for a property from which to trade your business, then a Commercial Mortgage will be required to enable this to happen.

  • Loan term is typically 15-20 years, but can be longer or shorter if required
  • Normal loan to value is circa 70% to 75%
  • Up to 100% funding can be required if additional security on property is available
  • Interest Only & Repayment options available
  • Fixed & Variable Rates available
  • Loans available with no early redemption penalties
  • Holding Company structures accepted
  • Multi unit on one title
  • All industry sectors can be funded including Pub Mortgages, Hotel Mortgages, Guest House Mortgages etc

We can help you with:

  • Initial research into the market place and the options available to you
  • Building a proposition to take to one or more lenders, including supporting documents such as business plans and the financial forecasts etc
  • Driving through the application and credit approval stages to get as many forms of funding and as many offers as possible for you to consider
  • Managing the process from enquiry stage right through to the final draw down of funds
  • Ongoing reporting requirements such as providing management information or monitoring covenant levels, as well as monitoring the markets to monitor spot re-brokering opportunities

Commercial Mortgage Testimonials

“Dave Ottley and Balance for Business have recently helped us to review our Group banking facilities and as a result of hard work and excellent knowledge of the sector they have managed to negotiate superb terms, exceeding our expectations. The funds saved have been used to continue to grow our business and enable future projects.” Read the full quote HERE. –Kayleigh Cleave, Group Finance Director, Eastleigh Care Homes

 

Recent Commercial Mortgage Deals Done For Our Clients:

  • Commercial Mortgage for £117,000 for a retail premises
  • Commercial Mortgage for £305,000 for new commercial investment property loan - refinance
  • Commercial Mortgage for £361,000 for new commercial investment property loan

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